Elevate your checkout.
Supercharge your shopper’s experience with our seamless payment features.
For business only.
For business only.
Our product features.
Our product features.
Whether you’d like to offer Payl8r in store or online, our system is packed with a suite of features to help boost your sales, and give your customers real flexibility.
Zero deposit required.
Zero deposit required.
Unlike other buy now pay later providers, we offer your customers the chance to spread the cost of purchases up to 18 months, with no upfront payment needed to checkout.
- Available on payment plans
- On purchases £50 - £2,500
Pre-approve your customers.
Pre-approve your customers.
Give your customers the option to apply for finance in advance.
We understand that every business’ checkout journey is different, so our pre-approval feature allows customers to apply and get accepted for finance without the need to start their loan agreement immediately.
Pre-approvals are especially useful for beauty practitioners and training course providers who may require a pre-consultation appointment as part of their booking process, or register students in advance of their start date. Accepted customers will only begin their loan repayment once their appointment or service has begun, but will have the reassurance that they have been approved for finance beforehand.
We'll always counter.
We'll always counter.
Increase acceptance rates with our Counter Offer feature.
So that we can say yes to more of your customers, we’ll always try to find a plan that suits them.
If an applicant is not eligible for the plan they have selected, our algorithm will provide a more affordable counter offer rather than rejecting them.
Adjustable loan values.
Adjustable loan values.
Offer truly flexible finance to your customers with our adjustable loan feature.
Once customers have been pre-approved, merchants can adjust the value of the loan via their Payl8r Portal if the total has changed since checkout. Once confirmed by the customer, the loan will be automatically updated and approved, without the need for re-application.
Products for every demographic
Products for every demographic
Here at Payl8r, we offer a range of products to suit a variety of applicants, so you don’t miss out on potential sales.