Lock and load your business potential.
Lock and load your business potential.
Create better adventures for your customers with flexible payment options. Benefit from our unparalleled industry expertise and a seamless setup experience.
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Get started to boost sales
Set your sights on business growth with Payl8r.
Set your sights on business growth with Payl8r.
Payl8r is available in-store and online so your customers can buy now pay later, wherever they shop. Our plans range from 30 days to 18 months to give your customers true financial flexibility whilst doing what they love.

Why partner with us?
Why partner with us?
Longer payment terms
Let customers split their payment over 30 days up to 18 months.
FCA Regulated
We're one of the only FCA regulated BNPL brands in the UK.
UK account management
Our office are based in the UK and we don't outsource our support.
Build their credit scores
When using Payl8r, your customers can also build their credit rating if they keep up with repayments.
Everything you need:
- FCA authorisation
- Our full feature BNPL system
- Embedded calculator
- Marketing assets
Or give us a call to take the next step
Results from our retailers
Bigger orders, happier customers & no risk.
Bigger orders, happier customers & no risk
We pay our retail partners within 24 hours
Increase conversion rates by up to 30%
Average transaction value of £450 when using BNPL
From zero interest to longer term interest bearing options
Tailor made finance solutions for your business.
Tailor made finance solutions for your business.

Payl8r Zero
Let customers spread the cost of purchases up to 3 months 0% interest.

Payl8r+
Give your buyers the best of both worlds. 3 months 0% interest or payment plans over 6, 9, 12 months (interest bearing).

Payl8r Premium
Offer shoppers more flexibility with longer payment plans. Interest bearing.
Saying yes to more responsible credit
Approving more customers for affordable finance.
Approving more customers for affordable finance.
We review and accept more customers, more responsibly with Open Banking, with most customers receiving instant decision.

We integrate with all eCommerce platforms.
We integrate with all eCommerce platforms.
Our payment solutions plugin to all major eCommerce platforms, or we can create a bespoke system just for you.









