Payl8r Online Integration Interest Bearing

Example amount (£50 minimum)

Deposit amount:

Choose a repayment term

*Rates, totals and monthly payment amounts are indicative, subject to credit and affordability assessments and assume that you pay a deposit of £XX.XX at checkout.

The XX-month interest-free option is subject to eligibility and affordability assessments. If you do not qualify for 0% APR, we may offer you an alternative interest-bearing plan. See below Representative Example.

How it works

Select Payl8r at the checkout

Choose how long to spread the cost

Pay back over time automatically

Why choose Payl8r?

All credit types considered

6 - 24 month terms

0% interest periods available

Friendly support team

Will I qualify?

Be a UK resident

Have a regular source of income

Use online banking

Finance is subject to credit and affordability assessments.

How do we assess your affordability?

If you don't pass a traditional credit check, we may offer you the option to verify your affordability through Open Banking instead of automatically declining your application.

Representative Example:

If you borrow £500.00 over 6 months at a fixed monthly interest rate of 3.50% and an annual rate of 42.00% and a representative APR of 95.2%, you will pay: Monthly payment: £100.84. Total repayments: £605.04. Total charge for credit: £105.04.

Impact of missed payments:

Missed payments will be reported to Credit Reference Agencies and may impact your credit file and incur additional fees.

PRO FIT FLOORS LTD is an Introducer Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296, and is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 675283. Registered with the Information Commissioner's Office under reference number ZA026178.