Payl8r is a simple payment option that enables you to buy the goods and services you require now, and spread the cost over a time period to suit you.
*Important - the interest rate given is subject to credit. The above is an example only.
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability through Open Banking.
You can repay in full within 30 days at 0% interest or choose an interest bearing plan. Interest rates vary subject to status and start at 1% per month.
Application fees may apply.
Missed payments may affect your credit file, future borrowing and incur fees.
Finance is subject to a credit and affordability assessments.