Payl8r is a simple payment option that enables you to buy the goods and services
you require now, and spread the cost over a time period to suit you!
*Important - The Interest rate given is subject to credit. The above is an example only
Receive a Payl8r payment link from the store
Select deposit, instalment plan & complete the 60 second application form.
Your items have been paid for and on their way to you!
Log into your account to view all purchases and payment dates.
You can repay in full within 30 days at 0% interest or choose an interest bearing plan.
Interest rates vary subject to status and start at 1% per month.
Application fees may apply.
Missed payments may affect your credit file, future borrowing and incur fees.
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability through OpenBanking.
If you borrow £200 over 12 months at a fixed monthly interest
rate of 4%
and an annual rate of 48% and representative annual percentage rate of 127.34%
You will pay:
Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92.