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Spread the cost
of your online basket.

Payl8r is a simple payment option that enables you to buy the goods and services you require now, and spread the cost over a time period to suit you.

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£

*Important - the interest rate given is subject to credit. The above is an example only.

How it works

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Get your Payl8r link
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Choose how long to spread the cost
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Pay back over time automatically

Why choose Payl8r?

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All credit types considered
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0-18 month terms

0

0% interest available
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Friendly UK support team

How do we assess your affordability?

If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability through Open Banking.


What will it cost me?

You can repay in full within 30 days at 0% interest or choose an interest bearing plan. Interest rates vary subject to status and start at 1% per month.


Application fees may apply.


Missed payments may affect your credit file, future borrowing and incur fees.


Representative Example:


If you borrow £410.00 over 12 months at a fixed monthly interest rate of 4.50% and an annual rate of 54.00% and a representative APR of 134.5%, you will pay: Monthly payment: £52.62. Total repayments: £631.44. Total charge for credit: £221.44.

Will I qualify?

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Be a UK resident
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Have a regular source of income
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Use online banking

Finance is subject to credit and affordability assessments.

Skin Solutions TLC Ltd is a Introducer Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296, and is authorised and regulated by the Financial Conduct Authority, and is entered on the Financial Services Register under reference number 675283. Registered with the Information Commissioner's Office under reference number ZA026178.