Payl8r lets you get what you need now and spread the cost in a way that works for you.
*Important - the interest rate given is subject to credit. The above is an example only.
Finance is subject to credit and affordability assessments.
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability through Open Banking.
Select pay in 3 interest free or spread longer. Interest rates vary subject to status and start at 0.8% per month.
Missed payments may affect your credit file, future borrowing and incur fees.
If you borrow £510.00 over 12 months at a fixed monthly interest rate of 1.80% and an annual rate of 21.60% and a representative APR of 45.0%, you will pay: Monthly payment: £51.68. Total repayments: £620.16. Total charge for credit: £110.16.